Rehab 4 Addiction

As a UK-based healthcare insurance company, Healix Health Insurance is primarily for corporations and the support of their employees.

In addition, Healix also offers international plans and has been functioning since 1992 – based on ‘clinical expertise’ (1).

However, this does not mean that this form of healthcare insurance will not cover individuals for specific and vital health services, such as those involved in addiction treatment, for example.

This is the focus of this article – what is Healix Health Insurance, what does it cover, what are the limitations of this, and am I eligible for this form of healthcare insurance?

Healix Health Insurance and addiction treatment

Healix offers a range of different options in cover when it comes to their healthcare insurance. This means that an individual can customise a plan that is unique to them, including beneficial services for their rehabilitation and not including services that are not useful for them at the time.

Depending on the individual’s specific plan and policy terms and conditions, they may be able to access a variety of different addiction treatments and therapies – all of which are beneficial to their overall rehabilitation journey and long into the future.

In addition, individuals should also ensure that the provider of their rehabilitation care is approved by Healix, meaning that Healix has already screened these companies for suitability of care in lines with their companies’ morals and service requirements.

Which rehabs accept Healix Health insurance

The specific rehabs accepting Healix Health insurance, rather frustratingly, keep changing, and so we’ve since decided not to list the specific rehabs that do, because this is subject to change.

Please contact our helpline on 0800 140 4690 for the full list of rehabs currently accepting payment via Healix Health insurance.

Addiction treatments and services typically covered by Healix Health Insurance

Though every individual will have different needs and requirements of care, there are some types of care that can be offered through Healix Health Insurance plans that are beneficial for many individuals struggling with addiction.

The following lists some of these key treatment options which may be accessible through different levels of care of Healix Insurance:

  • Inpatient residential rehab – referring to 24/7 and full-time rehabilitation treatment, this is the most commonly recommended form of treatment for any individual struggling with addiction due to the support and services available through these dedicated centres.
  • Outpatient addiction programmes – although these are slightly less recommended than inpatient treatment, there may be some circumstances in which this is not suitable, meaning that individuals require addiction treatment on a more part-time basis.
  • Counselling and ongoing aftercare – essential after an individual has completed the majority of their treatment and therapy within a centre or on an outpatient basis, these ongoing services can help an individual to keep making progress and learn on their rehabilitation journey.

Please keep in mind that coverage of all of these services is limited to the individual in question’s specific plan and policy details – something which should be established well before an individual begins any of these types of care.

Is Healix Health Insurance accepted by UK rehab providers?

In most cases, Healix Health Insurance will be recognised by UK rehab providers, though this is also at the discretion of Healix itself; Healix carries its own requirements of approval and suitability of different providers.

Again, this is something that is unique to each individual case, so getting in contact with Healix directly is the best way to ensure that an individual will be able to access the services that they are expecting to.

The Healix Health Insurance process – how to gain coverage from healthcare insurance

In general, there are four overarching steps that an individual must take before they can be covered by a Healix Healthcare Insurance plan.

These are as follows, but may differ depending on the unique circumstances:

  • Check specific policy requirements to guarantee that the rehabilitation provider the individual is interested in/considering is approved by Healix.
  • Gain a doctors’ referral/report to confirm the most beneficial treatments that an individual requires, as well as any additional medical or mental health issues that may be co-occurring and therefore cause differences in plans/cover available.
  • Set up direct billing (optional) to avoid any unexpected financial issues when the individual is in the middle of their rehabilitation journey.
  • Begin treatment once everything is approved and confirmed by the individual themselves, a medical professional (from whom they received the referral), and Healix directly.

What are the limits and caps on Healix Health Insurance care?

As mentioned throughout this article, the individual’s specific plan and the addons/extras that they have opted for are the driving factors of what an individual may or may not be covered for under their Healix Health Insurance coverage.

In any instance of confusion or queries, these should be directed toward the Healix Health Insurance company, either by contacting them directly or by checking the individual’s unique plan through their online services.

Does Healix Health Insurance cover detoxification, outpatient therapy, and aftercare? – the typical addiction recovery process

Depending on an individual’s plan, they may also be covered for the three key stages of rehabilitation – something that is recommended for an individual overcoming their addiction.

The three key stages are as follows:

  • Detoxification – sometimes requiring medical intervention, a detox session is when an individual withdraws from the substance that they have been addicted to. This can result in some life-threatening physical health effects, so having full professional supervision and support is always recommended.
  • Therapy/treatment – this is where an individual will partake in a range of different therapies and treatments that are specific to them and their addiction needs. Common therapies include cognitive behavioural therapy (CBT), individual therapy, and group therapy but is likely to differ between every individual.
  • Post-treatment support/aftercare – any treatment after the individual has completed the bulk of their inpatient/outpatient treatment. This stage allows ongoing progress to be made, as well as giving the individual the opportunity to meet regularly with an addiction specialist to ensure progress is still being made in the right direction.

What should I do next? Stages to cover and what to think about for Healix Health Insurance

In any case where an individual is considering coverage through insurance companies such as Healix Health Insurance, individuals should always make sure that they are completely aware of the stipulations of their insurance plan, as well as what this includes.

In addition, individuals should always seek external support and assessment by a medical practitioner so that they are progressing through the most effective treatments for their specific case of addiction – this will differ for every individual.

Additional support and support from Rehab 4 Addiction – contact us today

To learn more about addiction, financial support for treatment, and any other questions relating to this field, please contact Rehab 4 Addiction today.

Our referral service offers free and confidential advice about these topics and more to help individuals and those that they love to get the addiction support and treatment that they need.

Contact our addiction support line on 0800 140 4690 today to find out how we can help you or someone you know.

References

[1] Healix; About Us; https://healix.com/about-healix